Payment Policy

Effective Date: February 10, 2025

At Regal Gemstone, we are committed to providing secure, transparent, and flexible payment options for a seamless shopping experience. This Payment Policy outlines the accepted payment methods, billing procedures, and fraud prevention measures.

1. Accepted Payment Methods

We accept the following secure payment options:

A. Credit & Debit Cards

✔️ Visa
✔️ MasterCard
✔️ American Express
✔️ Discover

B. Digital Payment Platforms

✔️ PayPal
✔️ Apple Pay
✔️ Google Pay

C. Buy Now, Pay Later (Installment Plans)

✔️ Klarna (available in select regions)
✔️ Affirm (available in the U.S.)

D. Bank Transfers & Wire Payments

✔️ Available for bulk or wholesale orders only
✔️ Contact wholesale@regalgemstone.com for details

🚫 We Do Not Accept:
❌ Cash on Delivery (COD)
❌ Personal Checks or Money Orders
❌ Cryptocurrency Payments

2. Payment Processing & Currency

  • All transactions are processed in USD ($) unless stated otherwise.
  • Your payment method will be charged at the time of purchase.
  • If your payment is declined, please check with your bank or payment provider.

🚨 Note: Some banks may charge foreign transaction fees if you are purchasing from outside the U.S.

3. Fraud Prevention & Secure Transactions

To protect against fraudulent transactions, we may:
✔️ Require additional identity verification for high-value orders.
✔️ Contact you via email or phone to confirm suspicious transactions.
✔️ Cancel orders flagged as potential fraud.

🚫 Chargeback Fraud Warning: Filing a false chargeback may result in account suspension and legal action. If you have an issue with your order, please contact support@regalgemstone.com for resolution.

4. Payment Disputes & Refunds

  • If you believe you were charged incorrectly, please reach out within 7 days of purchase.
  • Refunds for eligible returns will be processed back to the original payment method.
  • Refund timelines depend on your bank and may take 5-10 business days to appear in your account.

📩 Refund Requests: See our Refund & Returns Policy for more details.

5. Taxes & Additional Charges

  • Orders may be subject to sales tax, VAT, or import duties, depending on your location.
  • International customers are responsible for any customs fees or import taxes imposed by their country.

6. Contact Us

For any payment-related inquiries, please contact:

📍 Address: 28644 County 119 Nevis, Minnesota (MN), 56467
📧 Email: support@regalgemstone.com
📞 Phone: (218) 652-2514

By making a purchase, you agree to the terms outlined in this Payment Policy. Thank you for shopping with Regal Gemstone! ✨